Student loan forgiveness programs can be a lighthouse for
students who have been long adrift with their endless student debt. Taking a
student loan might have seemed like a good idea at first, and it is for many
students who succeed in graduating from their faculty of choice and finding a
good income job. But, at times, things always do not work out the way you
planned them to. There might be many reasons behind having significant student
debt, and not being able to pay them off. You might have been fooled by false
promises by your loan giver, the school you were attending might have shut
down, and more. The reasons for students having lots of student loan debt can
be endless. 

Source: https://www.forgetstudentloan.com/student-loan-forgiveness-programs/